Home Insurance - product features and benefits
We understand that as your life changes, so do your insurance needs which is why we’ve included a range of optional covers to allow you to tailor your policy. Not only that, but our standard cover also automatically includes some benefits that some other insurers may charge extra for.
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We’ve included some of the key features and benefits of cover in the table below. Please click here if you would like further information.
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Contents Cover |
Buildings Cover |
- Alternative accommodation cover
Following a home insurance claim, if your home is not fit to live in, we will pay up to £10,000 for the reasonable cost of alternative accommodation.
- Freezer contents cover
We will pay up to £1,000 to replace your food and drink following the breakdown of the appliance or failure of the power supply.
- Replacement of locks
If your house keys are lost or stolen anywhere in the world, we will pay up to £1,000 towards the cost of replacing and fitting new locks.
- Property left outside the house
Items normally left outside the house but within property boundaries, such as lawnmowers, barbecues and patio sets are protected up to £1,000.
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- £500,000 buildings cover as standard
We will provide £500,000 of buildings cover for your home.
- £5,000 towards tracing a leak in your home
We will pay up to £5,000 to find the source of a water leak that is causing damage.
- Alternative accommodation cover
Following a home insurance claim, if your home is not fit to live in, we will pay up to 20% of your sum insured for similar accommodation.
Conditions apply |
We also offer a range of optional covers designed to address specific needs for which you may require protection. These are shown below.
